Terms and Conditions for member benefits:

• All products, services and information in this newsletter are directly sold and supplied to customers by each of the participating merchants, who is solely responsible for all related obligations and liabilities.
• Informatics Hong Kong Limited (“InformaticsHK”) and each of the participating merchants reserve the right to change or terminate each corresponding offer, and to amend the terms and conditions of each corresponding offer from time to time.
• In case of dispute, the decision of InformaticsHK and each of the participating merchants shall be final.